财 meaning and stroke order

cái

Riches, wealth, valuables

Strokes7
Pinyincái
ToneTone 2
Frequency#1,347

How to write 财, stroke by stroke

7 strokes in order. Each box adds the next stroke in red. Write top to bottom and left to right, and finish enclosing strokes last.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7

Meaning of 财

Definitions from CC-CEDICT, grouped by pronunciation.

cáisecond tone (rising)
  1. money
  2. wealth
  3. riches
  4. property
  5. valuables

How 财 is built

Phono-semantic (sound + meaning) character. Money.

贝 gives the meaning and 才 hints at the sound.

Radical: 贝 (sea shell), shared by 63 characters on this site.

How to remember 财

财 is a pictophonetic character: 贝 (bèi, shell) on the left gives the meaning, because shells were used as money, and 才 (cái) on the right gives the sound. Picture a pile of shells, and your talent, 才, earning them.

财 rarely stands alone in modern Chinese. It usually appears in words about money and assets, such as 财产 (cáichǎn), 财富 (cáifù), and 理财 (lǐcái). Example: 祝你发财。(Zhù nǐ fācái.) I wish you prosperity.

Common mistake: Learners often write 才 (cái, talent; only just) when they mean 财, since the two sound exactly the same. If the word is about money or property, you need the 贝 on the left.

Common words with 财

Ordered by HSK level, then by how often they appear in everyday Chinese.

WordPinyinMeaningLevel
财产cáichǎnproperty; assetsHSK 4
财富cáifùwealth; richesHSK 4
理财lǐcáito manage wealth; to manage finances; money managementHSK 6
发财fācáito get richHSK 7-9
财务cáiwùfinancial affairs; financeHSK 7-9
财政cáizhèngpublic finance; government financeHSK 7-9
钱财qiáncáiwealth; moneyHSK 7-9
财物cáiwùproperty; belongingsHSK 7-9
财力cáilìfinancial resourcesHSK 7-9
财经cáijīngfinance and economicsHSK 7-9
财宝cáibǎomoney and valuables
财团cáituánfinancial group
恭喜发财gōngxǐfācáiMay you have a prosperous New Year! (New Year's greeting)
财政部长cáizhèngbùzhǎngminister of finance

财 in example sentences

Real sentences from the Tatoeba project, with pinyin and English.

他tā留liú给gěi他tā女nǚ儿ér一yī大dà笔bǐ财cái产chǎn。
He left his daughter a great fortune.
他tā把bǎ财cái产chǎn留liú给gěi了le他tā的de儿ér子zi。
He left his fortune to his son.
汤tāng姆mǔ的de朋péng友yǒu们men叫jiào他tā财cái神shén爷yé。
Tom's friends called him Mr Money Bags.
汤tāng姆mǔ无wú须xū钱qián财cái也yě能néng享xiǎng受shòu。
Tom doesn't need money to have a good time.
他tā在zài银yín行háng里lǐ有yǒu大dà量liàng钱qián财cái。
He has a lot of money in the bank.

Questions about 财

How many strokes are in 财?

财 is written with 7 strokes. The diagrams on this page number every stroke in the order it is written, with the new stroke shown in red.

What does 财 mean?

财 (cái) means riches, wealth, valuables. A common word with it is 财产 (cáichǎn), meaning "property; assets".

How do you pronounce 财?

财 is pronounced cái, in the second tone (rising).

What is the radical of 财?

The radical of 财 is 贝, which carries the idea of "sea shell". Dictionaries list 财 under this radical.

What is the traditional form of 财?

The traditional form of 财 is 財. Traditional characters are used in Taiwan, Hong Kong and Macau; 财 is the simplified form used in mainland China and Singapore.

Is 财 on the HSK exam?

Yes. 财 is part of the HSK 4 character list in the HSK 3.0 standard, and you are expected to write it by hand from HSK 3.

What does 恭喜发财 mean?

恭喜发财 (gōngxǐ fācái) means "wishing you prosperity". It is the standard greeting during Chinese New Year, often said when giving or asking for red envelopes.

What is the difference between 财务 and 财政?

财务 (cáiwù) refers to the finances of a company or organization, like a finance department. 财政 (cáizhèng) refers to public or government finance, such as a national budget.

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