利息 meaning in English

lìxī

interest (on a loan)

HSK 4noun17 strokes

Meaning of 利息

Definitions from CC-CEDICT.

lìxī
  1. interest (on a loan)

Measure word: 筆|笔

How to use 利息

利息 is the everyday word for interest paid on savings or charged on a loan. It often pairs with verbs like 付 (fù) to pay and 收 (shōu) to collect. Example: 这笔贷款的利息很高。(Zhè bǐ dàikuǎn de lìxī hěn gāo.) The interest on this loan is very high.

利 (lì) means benefit or profit, and 息 (xī) appears in words like 休息 (xiūxi) rest and 信息 (xìnxī) information. Picture your money resting in the bank and quietly producing a benefit for you: that benefit is 利息 (lìxī), interest.

Common mistake: Learners often say 兴趣 (xìngqù) when they mean financial interest, or 利息 when they mean being interested in something. 兴趣 is interest in a hobby or topic, while 利息 is only about money.

利息 in example sentences

Real sentences from the Tatoeba project, with pinyin and English.

我wǒ本běn金jīn和hé利lì息xī都dōu没méi了le。
I have lost both principal and interest.
我wǒ存cún在zài银yín行háng的de钱qián利lì息xī非fēi常cháng低dī。
The money I have in the bank earns very low interest.
银yín行háng对duì风fēng险xiǎn客kè户hù收shōu取qǔ较jiào高gāo的de贷dài款kuǎn利lì息xī。
Banks charge higher interest on loans to risky customers.

Stroke order for each character

Open a character for its meaning, components and more words.

利 lì · sharp · 7 strokes

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7

息 xī · to end · 10 strokes

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10

Related words

Words that share a character with 利息.

休息xiūxirest; to rest
信息xìnxīinformation; news; message
顺利shùnlìsmoothly; without a hitch
流利liúlìfluent
消息xiāoxi(piece of) news; information; message
利用lìyòngto exploit; to make use of
胜利shènglìvictory
有利yǒulìadvantageous; favorable
权利quánlìright (i.e. an entitlement to sth); (classical) power and wealth
利益lìyìbenefit; (in sb's) interest
不利bùlìunfavorable; disadvantageous
利润lìrùnprofits

Questions about 利息

What does 利息 mean?

利息 (lìxī) means "interest (on a loan)" and is used as a noun.

How do you write 利息?

利息 is made of 2 characters: 利 (7 strokes), 息 (10 strokes). That is 17 strokes in total.

Is 利息 an HSK word?

Yes. 利息 is on the HSK 4 vocabulary list of the HSK 3.0 standard.

What is the difference between 利息 and 利率?

利息 (lìxī) is the actual amount of interest money. 利率 (lìlǜ) is the interest rate, usually given as a percentage. You might say 利率是三厘 to describe the rate and 利息是三百块 to describe the amount.

Is the 息 in 利息 pronounced with a neutral tone?

No. In 利息 it keeps its first tone, lìxī. This is different from 休息 (xiūxi) and 消息 (xiāoxi), where 息 is usually read in the neutral tone in everyday speech.