TraceHanzi

贷款 meaning in English

dàikuǎn

a loan; to provide a loan (e.g. bank)

HSK 5verbnounTraditional 貸款21 strokes

Meaning of 贷款

Definitions from CC-CEDICT.

dàikuǎn
  1. a loan
  2. to provide a loan (e.g. bank)
  3. to raise a loan (from e.g. a bank)

Measure word: 筆|笔

How to use 贷款

贷款 works as a noun (a loan) and as a verb (to lend or to borrow from a bank). You often hear it with 银行 (yínháng, bank), 买房 (mǎi fáng, buy a home), or 还 (huán, pay back). Example: 我们向银行贷款买了房子。(Wǒmen xiàng yínháng dàikuǎn mǎi le fángzi.) We took out a bank loan to buy a house.

贷 (dài) has 贝 (bèi), the old shell-money part, at the bottom, so it is about money. 款 (kuǎn) means a sum of money, so 贷款 is money that is lent out to you.

Common mistake: Learners often confuse 贷 (dài) with 货 (huò, goods), because both have 贝 at the bottom and look similar on top. Also, do not use 贷款 for borrowing small amounts from a friend. For that, say 借钱 (jiè qián).

贷款 in example sentences

Real sentences from the Tatoeba project, with pinyin and English.

他tā想xiǎng还huán清qīng贷dài款kuǎn。
He wants to pay off his loan.
这zhè个ge家jiā庭tíng非fēi常cháng贫pín穷qióng以yǐ至zhì于yú无wú法fǎ偿cháng还huán贷dài款kuǎn。
The family is too poor to pay back the debts.
现xiàn在zài的de贷dài款kuǎn利lì率lǜ很hěn高gāo。
Interest on loans is high at present.
他tā从cóng银yín行háng得dé到dào了le贷dài款kuǎn。
He got a loan from the bank.
政zhèng府fǔ将jiāng会huì对duì参cān与yù该gāi项xiàng计jì划huà的de企qǐ业yè提tí供gōng无wú息xī贷dài款kuǎn。
The government will provide interest-free loans to firms that participate in the program.

Stroke order for each character

Open a character for its meaning, components and more words.

贷 dài · to borrow · 9 strokes

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9

款 kuǎn · funds · 12 strokes

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12

Related words

Words that share a character with 贷款.

罚款fákuǎnto fine; penalty
存款cúnkuǎnto deposit money (in a bank etc); bank savings
汇款huìkuǎnto remit money; remittance
捐款juānkuǎnto donate money; to contribute funds
取款机qǔkuǎnjīATM
取款qǔkuǎnto withdraw money from a bank
条款tiáokuǎnclause (of contract or law)
付款fùkuǎnto pay a sum of money; payment
款式kuǎnshìpattern; style
信贷xìndàicredit; borrowed money
款项kuǎnxiàngfunds; a sum of money (for a particular purpose) (CL:筆|笔[bi3]); item of a clause (in a leg
拨款bōkuǎnto allocate funds; appropriation

Questions about 贷款

What does 贷款 mean?

贷款 (dàikuǎn) means "a loan; to provide a loan (e.g. bank)" and is used as a verb and noun.

How do you write 贷款?

贷款 is made of 2 characters: 贷 (9 strokes), 款 (12 strokes). That is 21 strokes in total.

Is 贷款 an HSK word?

Yes. 贷款 is on the HSK 5 vocabulary list of the HSK 3.0 standard.

How is 贷款 written in traditional Chinese?

In traditional characters, 贷款 is written 貸款.

How do you say 'pay back a loan' in Chinese?

Say 还贷款 (huán dàikuǎn) or the shorter 还贷 (huán dài). Note that 还 is read huán here, not hái.

Does 贷款 mean lending or borrowing?

It can mean both, and context decides. 银行给他贷款 means the bank lends to him, while 他向银行贷款 means he borrows from the bank.

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