理财 meaning in English
to manage wealth; to manage finances; money management
Meaning of 理财
Definitions from CC-CEDICT.
- to manage wealth; to manage finances; money management
How to use 理财
理财 is common in everyday talk about saving, investing, and banking. It works as a verb and also appears in compounds like 理财产品 (lǐcái chǎnpǐn), a wealth management product sold by banks. Example: 她很会理财。(Tā hěn huì lǐcái.) She is very good at managing money.
理 (lǐ) means to put in order, as in 处理 (chǔlǐ) to handle, and 财 (cái) means wealth. Picture yourself putting your money in order, and you have 理财, managing your finances.
Common mistake: Learners often write 材 (cái, material) instead of 财 (cái, wealth) because they sound the same. The money character 财 has 贝 (shell, an old symbol of money) on the left, while 材 has 木 (wood).
Stroke order for each character
Open a character for its meaning, components and more words.
理 lǐ · texture · 11 strokes
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
财 cái · riches · 7 strokes
- 1
- 2
- 3
- 4
- 5
- 6
- 7
Related words
Words that share a character with 理财.
| 道理 | dàolǐ | reason; argument |
| 经理 | jīnglǐ | manager; director |
| 理想 | lǐxiǎng | an ideal; a dream |
| 处理 | chǔlǐ | to handle; to deal with; to punish |
| 理解 | lǐjiě | to comprehend; to understand |
| 理由 | lǐyóu | reason; grounds |
| 理论 | lǐlùn | theory; to argue |
| 管理 | guǎnlǐ | to supervise; to manage |
| 整理 | zhěnglǐ | to arrange; to tidy up |
| 合理 | hélǐ | rational; reasonable; sensible; fair |
| 理发 | lǐfà | to get a haircut; to have one's hair done; to cut (sb's) hair; to give (sb) a haircut |
| 办理 | bànlǐ | to handle; to transact; to conduct |
Questions about 理财
What does 理财 mean?
理财 (lǐcái) means "to manage wealth; to manage finances; money management".
How do you write 理财?
理财 is made of 2 characters: 理 (11 strokes), 财 (7 strokes). That is 18 strokes in total.
Is 理财 an HSK word?
Yes. 理财 is on the HSK 6 vocabulary list of the HSK 3.0 standard.
How is 理财 written in traditional Chinese?
In traditional characters, 理财 is written 理財.
Can 理财 take an object, like 理财我的钱?
No. 理财 already contains its object 财, so you do not add another one after it. Say 管理我的钱 (guǎnlǐ wǒ de qián) or simply 我在学理财 (wǒ zài xué lǐcái).
What is the difference between 理财 and 投资 (tóuzī)?
投资 means to invest, putting money into something for a return. 理财 is broader and covers budgeting, saving, and investing together as personal money management.